Effective October 13, 2020.

Privacy Policy

Thank you for visiting Michael F. Allen & Associates ("MFA-A", "Allen and Associates”, "Company”, "we", "us", "our") at www.mfa-a.com ("the Site", "our site", "this site", "mfa-a.com"). Please know that we are committed to protecting the privacy and accuracy of confidential information and your privacy to the extent possible, subject to provisions of state and federal law. We believe that you should be aware of what information we collect when you use this site and how it will be used and have created this page in an attempt to inform you of these things. If you have any questions or concerns about this privacy notice, or our practices with regard to your personal information, please contact us at info@mfa-a.com.

By using this site and it's services you confirm you have read and understood both this Privacy Policy and our Terms of Service.

While this is described in detail below, in short, we do not re-distribute or sell personal information collected on our web servers, other than as necessary to conduct business, such as payment processing, security and performance monitoring and site analytics, and as required by laws that guarantee public access to certain types of information, or in response to subpoenas or other legal instruments that authorize access.

Scope

This privacy notice applies to all information collected by our Company, including this website and our related services, sales, marketing or events. Our policy only applies to our products and web site and not to any third party service, whether used by us or included in one of our services. We do make use of third parties listed elsewhere in this policy and you should read their privacy policies.

Information collected from minors

We do not knowingly seek business from anyone under the age of 18. Our goods and services are designed for professionals or those preparing to soon be professionals, and, as such, are of limited value to a minor.

By using www.mfa-a.com and any of the services or goods available on or through this site you acknowledge that you are at least 18 years of age or that you are the parent or guardian of a minor and are consenting to that minor's use of this site.

We will promptly delete the information from our site of anyone found to be in violation of this policy.

Information collected

Information you disclose to us

Summary: We collect personal and other information you knowingly provide to us. We do not make any attempts to collect your personal information from a third party.

This information includes your name and contact information.

We collect the information you provide if you choose to create an account or fill in any other webforms, such as a Contact Us form, on our website. The information collected will vary based on how you are interacting with us, but can include:

Personal information: Your name, mailing address, billing address, email address, phone number(s), user name(s), password(s) and other authentication data, contact preferences.

Non-personal information: Age, occupation, employer, language, zip code, area code.

Payment information: We may also collect payment data from you including things such as payment account or device number (for example a credit card number), the security code associated with this account and its expiration date.

Information collected automatically

Summary: Information is disclosed by your system and collected by us automatically when you visit or use our site.

This information does not reveal your name or contact information.

As is true of most internet-based companies, we gather information automatically and store it in log files. Examples of what we might automatically collect when you visit or use our site include: Internet Protocol (IP) address of computer being used, web pages requested, referring web page, browser information and device characteristics, date and time and other technical data. We use this information to analyze usage patterns to better understand how you use our site, to maintain the site, to monitor trends, to improve our products and services, and to gather demographic information about our visitors.

In addition to the information automatically disclosed by your browser, we use cookies and similar technology to help collect this information.

We do not associate this data to individual user identities.

Third-party disclosure

Payment services

We use the following services to authenticate and process payments, we have included a link to each of these company's web sites for your convenience. Each of their privacy policies can be found linked on their individual sites

                     Company            Website
Paypal https://paypal.com
Stripe https://stripe.com
Apple https://apple.com

Analytics

This site also makes use of Google Analytics to trend and monitor traffic in order to provide a better experience for its users. You can find more information about Google's various policies, including their privacy policy and how to protect your information here: https://policies.google.com/privacy?hl=en-US.

Hosting

This site is hosted on SquareSpace, their privacy policy can be found here: https://www.squarespace.com/privacy.

Storage of your information

We store your information through our service providers as listed above. These service providers are well vetted and have received high rankings for their security and data protection practices.

We do not independently store any of your information.

Use of cookies and tracking technologies

Summary: We may use these technologies to collect and store your information.

Our site uses cookies and other, similar tracking technologies (such as pixels and beacons), hereafter cookies, in a range of ways to improve your experience on our website, including:

  • Keeping you signed in
  • Understanding how you use our website

The Company uses cookies so that we recognize you on our website and remember your previously selected preferences and monitor and analyze activity on the site. This information could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.

Cookies also collect information about your visit to our website, the content you viewed, the links you followed and information about your browser, device, and your IP address. Our Company sometimes shares some limited aspects of this data with third parties for advertising purposes. We may also share online data collected through cookies with our advertising partners. This means that when you visit another website, you may be shown advertising based on your browsing patterns on our website.

How to manage cookies

You can set your browser not to accept cookies. However, in a few cases, some of our website features may not function as a result. There are other steps you can also take to manage cookies in your browser. Please see allaboutcookies.org for more information regarding cookies and how to manage them.

Use of collected information

Summary: We use your information for legitimate business purposes as laid out in this document, for purposes of running our company to provide the goods and services available here.

The Site will only use personal information collected from this site for the purpose of communication to you and for the purposes of conducting transactions requested by you. Other information as discussed above, such as browser-IP-address information and anonymous-browser history is used to report information about site accesses and for profiling purposes and is only shared anonymously with analytics. These analytics are used to improve Web presentation and utilization to make your experience better, improve our product offerings, troubleshoot problems, improve performance and for other site tuning activities. This information is not sold to third parties and will not be connected to your personal identifying information.

Sharing of information

Summary: We only share your information with your consent, to provide you with services, to comply with the law or to fulfill business obligations.

Other than as is necessary for monitoring, analyzing site behavior, conducting our business with you or providing services to you, no information provided to this site, whether personal or otherwise will be disclosed to outside agencies, except for certain explicit circumstances in which disclosure is required by law. We may also share your information during negotiations or during any merger, acquisition or financing activities with another company.

How long is your information retained?

Summary: As long as we are conducting business together or you maintain an account on our site or as long as may be required by law.

Additionally, information may be stored in backups and archives where deletion of data is not practical. In this case we will store or arrange for the storage of this information in a secure manner until the information is able to be deleted.

Please note that this policy in no way obligates us to retain or maintain your information.

Data protection rights

Our Company would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

The right to access – You have the right to request Our Company for copies of your personal data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that Our Company correct any information you believe is inaccurate. You also have the right to request Our Company to complete the information you believe is incomplete.

The right to erasure – You have the right to request that Our Company erase your personal data, under certain conditions.

The right to restrict processing – You have the right to request that Our Company restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to Our Company’s processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that Our Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you would like to exercise any of these rights, please contact us at our email: info@mfa-a.com. If you make a request, we will respond to you within one month. We will consider and act upon your request in accordance with applicable law.

Changes to our privacy policy

We may change this Privacy Statement at any time and for any reason. We encourage you to review this Privacy Statement each time you visit the web site.